Sunday, 21 October 2012

Landlord insurance. Keeping your investments safe.


Landlord insurance. Keeping your investments safe.

 

Our insurance is designed specifically for landlords, buy-to-let owners and management companies, and so far more than 140,000 landlords have already taken the direct line.
We’ve helped thousands of landlords get their properties back into action quickly and efficiently using their own networks for repairs as well as our own. (Claims settled on an individual basis.)
We make the claims process easier for landlords with dedicated personal claims handlers, and by offering a named contact, so we can liaise directly with their builders.
If you would like to insure both residential and commercial properties on the same policy click here

High level of standard cover…

To ensure you are fully protected as a Landlord, it is recommended that you purchase Landlord insurance, as normal home insurance isn’t designed for rental properties.

 

JEEVAN SATHI ASSURANCE

JEEVAN SATHI ASSURANCE

JEEVAN SATHI ASSURANCE
 Eligible ages:-
Minimum Age (Equivalent):    20 years
Maximum Age:    50 years
Equivalent Age (Maximum) on Maturity: 70 years
Allowable Riders: < Click here for supplementary covers which can be attached with this plan. >
This is a joint life plan and covers lives of two partners say husband and wife simultaneously. Premiums are payable till the end of the specified term or till death of either of the insured persons, if earlier. The plan contains extensive benefits; an overview of which appears as under:
On the death of the first life, the sum insured will be paid to the survivor. Further premiums under the policy will be waived, but the insurance protection of the second life will continue. Also, the policy will continue to participate in profits of the Corporation. On death of the second life, again the sum insured will be paid together with the attaching bonuses. In this event the policy will terminate.
If the second life survives the term of the policy, he or she will be paid sum insured together with the attached bonuses, even though the sum insured has been paid once, on the death of the first life. If both the lives survive the term of the policy, the sum insured will be paid to them jointly, only once, together with the attached bonuses. Different supplementary covers are also available for increasing coverage under the policy. Click here for supplementary covers.
Jeevan Sathi Plan is best suited for those married couples who want to enjoy insurance coverage for a comparatively lesser premium. Moreover, housewives who are otherwise not insurable can also enjoy the benefits of insurance policy through this plan. Click here for calculation of your premium under this plan.
 

Child Protection Assurance

Child Protection Assurance



Child Protection Assurance
This is a joint life assurance and covers the lives of child and either of the parents. If the policyholder and the child both survive full term of the policy, sum insured and accrued bonuses become payable. If the policyholder dies before completion of term of the policy the payment of premiums ceases and the child is paid an income of Rs 100/- per thousand sum insured per annum till the completion of the policy term. On completion of policy term, sum insured inclusive of bonuses accrued till the death of the policyholder is paid to the child.
If the child dies (Allah forbid) before maturity of the policy and during lifetime of the policyholder, the death claim payable to the policyholder depends on the age at death of the child.
As the name suggests, the plan is suitable for parents who want to cater future financial needs of their children incase of death of the breadwinner of the family. The plan has a unique feature of providing coverage on the life of child. The coverage of the policy can further be widened by attaching supplementary covers. Please click here for the details of supplementary covers. If you want to calculate your premium under this plan, please click here.

Home insurance - what you get

Home insurance - what you get

 

Our Zurich Home Solutions insurance includes the following features as standard:
  • 24-hour call out service - so help is at hand when you need it most
  • Automatic contents cover of up to £50,000 - which should cover most accidents and mishaps in the home
  • Automatic buildings cover of up to £500,000 - peace of mind knowing your home is covered
  • New for old contents cover - we will replace old items with a new equivalent.

 

ABI News Release Wednesday, 10 October 2012 Ref: 58/12 COURT OF APPEAL DECISION IN SIMMONS v CASTLE IS A SENSIBLE OUTCOME SAYS THE ABI


COURT OF APPEAL DECISION IN SIMMONS v CASTLE IS A SENSIBLE OUTCOME SAYS THE ABI 

 

Today’s decision by the Court of Appeal to revise its original decision in the case of Simmons v Castle is good news for consumers, businesses and the taxpayer says the ABI.

The ABI applied to re-open the judgment on the grounds that it would upset the carefully balanced package of Government reforms to the civil litigation system by introducing the 10% increase in general damages ahead of other measures. Under the original decision, the 10% increase would have applied to all cases decided after 1 April 2013. Instead this will now be more aligned with the Government’s reforms and will not be introduced on cases where the claimant has entered a conditional fee arrangement before 1 April 2013. For any cases started after this date, the 10% increase will be balanced by reductions in legal costs.

James Dalton, the ABI’s Assistant Director of Motor and Liability, said:

“The insurance industry took this action in our continuing fight to reduce unnecessary costs being passed onto honest motorists. Today’s decision by the Court of Appeal means that insurers will not be forced to pass on about £300 million in increased costs to the premium paying public, which represents around £13 per motor insurance policy. We have won a battle against unnecessary costs but not the war. So the fight to bring about a speedier, more cost-efficient civil litigation system for the benefit of claimants and customers continues.

“We are pleased that the Court recognised that the original judgment upset the package of measures which feature in the Legal Aid, Sentencing and Punishment of Offenders Act 2012 and which were originally intended by Lord Justice Jackson to maintain a careful balance between the interests of claimants and defendants. We are also pleased that the Court now acknowledges that it should have sought submissions from ABI and other interested parties before announcing the increase."

For car insurance, take the direct line

For car insurance, take the direct line

 

Last year, we put 347,962 motorists back on the road and made sure they didn't lose out when it wasn't their fault (Find out more). Our Vandalism promise protected their No Claim Discount if their cars were vandalised (Comprehensive cover required). And if any of them were hit by an uninsured driver, their excess was also covered (Comprehensive cover required).
But the advantages of taking the direct line don't end there:
  • Named driver No Claim Discount Named drivers on your policy can earn their own Named Driver No Claim Discount for when they take out their own Direct Line policy
  • Direct Line multi-car insurance You can get an extra discount if you insure more than one car with us (subject to minimum premium)
  • Up to 70% No Claim Discount
  • Discounts for existing customers. Already a Direct Line home or business customer? We'll give you an exclusive discount on your car insurance

 

Netherlands Insurance Company Summary

Netherlands Insurance Company Summary

 

  • Up-to-the moment intelligence helps you set strategy, prepare for sales calls, and close business.
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  • The Netherlands Insurance Company is located in Keene, New Hampshire, and this insurance company offers several types of insurance. Here are some facts about the Netherlands Insurance Company.

    * Company specializes in property and casualty insurance

    * Company also provides automobile insurance, boiler and machinery insurance, and worker's compensation insurance

    * Company provides members with damage insurance such as fire and marine

    * Company was founded in 1979

    * Company also provides burglary insurance and other miscellaneous insurance plans

    The Netherlands Insurance Company has been around for several years, and the current CEO and president is Gary R. Gregg. The Netherlands Insurance Company can be found at 62 Maple Avenue in Keene, New Hampshire.